A condominium or your own house? Many prospective buyers face this question. Both forms of living have clear advantages and disadvantages - the right choice depends on your life situation.
Flat and house in direct comparison
| Criterion | Condominium | House |
|---|---|---|
| Purchase price | usually lower | usually higher |
| Location | often central | often on the outskirts |
| Upkeep effort | low (shared) | higher (everything yourself) |
| Freedom / remodelling | limited (owners' association) | extensive |
| Garden / outdoor space | rarely | usually yes |
| Running costs | service charge | maintenance reserve yourself |
Who is a flat suited to?
A condominium is a good fit for singles, couples and investors who value a central location and low upkeep effort. Decisions, however, are made within the owners' association (WEG) - which limits freedom, but also spreads costs and tasks.
Who is a house suited to?
A house offers more space, a garden and design freedom - ideal for families. In return, you bear full responsibility for maintenance and reserves and should budget for a higher outlay.
What you should check in both cases
- Location and infrastructure (schools, local amenities, transport links)
- Condition and energy standard
- For flats: declaration of division, minutes and the level of the reserve
- Value development and resaleability
Frequently asked questions
Is a flat or a house the better investment?
Both can be worthwhile. Flats in central locations are often easier to let, while houses offer more potential for value appreciation through the land. What is decisive is location, condition and price.
What does a flat cost compared to a house in Homburg?
As a guide, square-metre prices in 2026 for both property types are around 2,300-2,900 EUR/sq m. Houses are more expensive overall because of their larger area, while flats are cheaper to get into.
What should I pay particular attention to when buying a flat?
The declaration of division, the minutes of the owners' meetings and the level of the maintenance reserve - they show how well the association manages its finances.
Whether flat or house - we will find the right property with you in Homburg and the surrounding area. Get in touch.